Michael Contreras

Michael Contreras Insurance Advisor | Medicare, Life Insurance & Annuities

Michael Contreras, founder of Desert Valley Medicare, has dedicated his career to helping individuals confidently understand and navigate their insurance needs. His goal is to make Medicare feel less overwhelming and ensure you fully understand your coverage.

Michael Contreras is an insurance advisor partnering with First Down Financial, bringing more than 25+ years of experience in the insurance and financial services industry. He works with clients on Medicare Advantage, Medigap, and Part D prescription drug coverage, as well as life insurance and annuity solutions, helping them understand their options and make informed decisions about their coverage. Michael is trained and certified annually to assist clients with their insurance needs, and he focuses on making an often-confusing process feel clear and manageable.

A third-generation Palm Springs resident, Michael brings deep local roots and a genuine familiarity with the communities he serves. He works with clients through personal, seminar, virtual, and phone consultations, offering support that continues well beyond the initial enrollment period.